Pelican Insurance


Employers Liability Insurance

This policy protects employers from legal liability (under Common Law), for damages, and claimant’s costs and expenditures arising from employee litigation. The Liability would arise if an employee in the insured’s immediate service died or was injured while on the job due to any apparent negligence on the part of the employer. 

The policy also reimburses the insured the expenses incurred in the course of defending any such action/lawsuit. 

It is important to note that the employee reserves the right to sue the employer for negligence despite having been compensated under the WIBA (Act) or a Group Personal Accident policy for a work-related injury or accident. 

The cover is often set based on the employee’s earnings. 

Contact us for more details on the policy and a quotation. 

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