WORK INJURY BENEFIT ACT
(WIBA) INSURANCE

Group life insurance policy has become a favored kind of life insurance protection for organizations, professional groups, and housing societies since it provides affordable and efficient life insurance protection for.

The Loss of Profit policy (also known as business interruption cover) compensates for profits lost as a consequence of fire damage to insured property.

The guiding principle is forceful entry into or exit from the premises, implying that the premises must be broken into or someone forcedly exiting.

The Group Personal Accident (GPA) is a corporate or institutional policy that compensates for injuries, incapacity, or death caused by violent, accidental, external, and visible incidents. 

This policy protects employers from legal liability (under Common Law), for damages, and claimant’s costs and expenditures arising from employee litigation.

The Public Liability protects an insured individual or organization against their legal liability to members of the public (third parties).

This is Pelican Insurance Brokers (K) Ltd hybrid of the Work Injury Benefit act (WIBA) and Group Personal Accident (GPA) coverage, designed to provide a company with a one-stop shop for employee insurance with extended 24-hour coverage. 

At Pelican we offer this policy to organizations that want to provide retirement programs to their employees. Our benefits payout criteria is based on the employee’s length of service and income history. 

This policy protects the machinery insured against any unforeseen and sudden physical loss or damage. 

Machinery failure in the industrial business can result in exceptional losses and/or damage, which can be insured.

Greenhouses are a huge investment since a lot of technology and equipment go into the works.

Food security is a crucial component of our national development, and farmers are at the heart of this life-saving endeavor.

These are guarantees that may from time to time be required by other parties to be executed by an insurance company to certify that the insured will observe or maintain a certain state of affairs or will perform a certain task to the required standard or as per an agreed contract. 

Financial institutions are vulnerable to criminal financial loss, such as employee theft, embezzlement, forgeries, hold-ups, and fraud.  The banker’s blanket bond (BBB) Policy covers these risks. A banker’s blanket bond is also known as a blanket fidelity bond.  

This cover is suitable for electronic items found in an office environment or in hospitals, as well as electronic items that are commonly found in heavy industrial set ups.

In case your business is robbed, and the thief is never found, you can still get your money back through this insurance.